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Did a refi with Provident who demanded a new appraisal; my original was 45 days old.I had to pay $525 and this appriaser, whom Provident chose, appraised my home at $25,000 more than my original appraisal.

After waiting on Provident for 2 months they came back and said my home was insufficient collatoral for the refi and that the appraisal was invalid. I owed $145,000 on my home and the lowest it appraised for was $225,00. That is a 60% loan to value.

Every other lender only wanted an 80% loan to value and yet my house did not have enought equity???So I'm out over 2 months of time and $500.00.

Review about: Provident Funding Loan.

Monetary Loss: $525.

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