Don't Use Provident Funding
Do NOT do business with this company.You will forever REGRET it.
Just like others who have filed complaints about them I was basically harassed. Even though I had my first mortgage with them (I was seeking to refinance) they required me to waterproof my basement (which is just an old cellar in a 1937 home) which had moisture/water in spots. After getting the basement waterproofed, photos and a statement from the waterproofing company was sent to Provident. It was not acceptable.
A railing was placed around the deck. They did not accept that, either. They would send emails 4, 5, or 6 times requesting the same information.
I finally could take it no longer (after probaby 3 months) and went to a local credit union.
There I was told I did not have to do what Provident required.I applied and received my money within 30 days.
DO NOT BE FOOLED BY WHAT THEY SAY OR THE RATES THEY ADVERTISE.
Review about: Provident Funding Mortgage.