Do NOT do business with this company. You will forever REGRET it.
Just like others who have filed complaints about them I was basically harassed. Even though I had my first mortgage with them (I was seeking to refinance) they required me to waterproof my basement (which is just an old cellar in a 1937 home) which had moisture/water in spots. After getting the basement waterproofed, photos and a statement from the waterproofing company was sent to Provident. It was not acceptable.
A railing was placed around the deck. They did not accept that, either. They would send emails 4, 5, or 6 times requesting the same information.
I finally could take it no longer (after probaby 3 months) and went to a local credit union.
There I was told I did not have to do what Provident required. I applied and received my money within 30 days.
DO NOT BE FOOLED BY WHAT THEY SAY OR THE RATES THEY ADVERTISE.
Review about: Provident Funding Mortgage.