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I`m a disable person who`s only income is through social security disability. Provident Funding discriminates against any disable applicant who all monthly income derives from any government assistance. Even though I never had a late payment in the 5 years since the loan , have a 830 credit score , $ 200,000 in home equity , plenty of cash in the bank , have a steady income through SS disability until retirement when turning 66 , I was not able to refinance my mortgage at a lower rate.

To refinance my mortgage they wanted proof from Social Security assuring that I would receive a steady monthly income for the 3 next years. Even though they knew SS would not produce such letter due to the fact SS could not guarantee me being disable due to some day there would be a cure, I had no choice to refinance my mortgage with another lender.

Kristopher Nielsen ( from consumer compliance ) says he receives that kind of INF all the time. Shame on Provident Funding on teaching Kristopher Nielsen how to lie.

Location: Miami, Florida

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