Provident Funding

Don't be lured by their low rates - their underwriting is utterly incompetent. Their inability to communicate in a timely manner resulted in us losing the house. It doesn't matte...

The reviews about appraisals with provident funding are all true. Our appraisal came in really low. When I reviewed it I noticed the appraiser used homes 1 mile north or ours. I...

I AM A VICTIM OF A RECOURSE CLAUSE/CREDIT ENHANCEMENT THAT WAS APPLIED TO MY LOAN AFTER IT CLOSED AND WHICH NOW PROHIBITS ME FROM REFINANCING IN AN OPEN ACCESS HARP RELIEF PROGRAM....

I started my refinance with Provident Funding a month ago and we are getting ready to sign our final loan papers this weekend! The process was pretty quick and painless. We were ab...

I applied for a refi for my home. I have excellent credit and owe half of my homes worth according to their appraiser. They have jerked me around for 8 weeks. At first they told me...

I work as broker and have just done my last loan with Provident Funding out of San Diego. I submitted a clean file to them great value (LTV 74%), Credit Score 816 (middle score) a...

All seemed to be going OK. Their system was easy and their people were friendly. I had done a mortgage with Provident once before and had a pleasant experience. This time I needed...

I wish I would have read all of these posts and posts on other sites about Provident. I spent a month of my life held hostage by Provident funding. I could not make any deposits ...

Provident offers the lowest rates for a reason - they don't actually refi anyone. The appraiser they hired inspected two thirds of our house and completely disregarded landsca...

Provident underwriters decided to decline capital improvements to a non-owner single family house over the life of the improvement. Provident Funding considers a ceiling fan as an ...

Weeks into a refinance with Provident Funding, their contracted appraiser conducted her appraisal. She used comps that were not accurate, assessing my house in one case against a c...

Oiur company used to sell Provident loans via wholesale brokerage...by far, the worst lender to work with in the industry. They are known to over-underwrite their loans, meaning t...

Provident Funding is a VERY VERY bad lender. My loan agent went with these guys to refinance my loan. They don't want to talk to you to resolve any issues they have during applicat...

Provident funding has had my loan for the past 10 years and had always paid the property taxes in December of each year. This year they changed and didn't pay them until January w...

She quoted me closing costs but they turned out to be much higher. And she blames her company and her boss for changing company policy, but she will not let me talk to her boss. Te...

I am still trying to get my loan funded. They have been stalling now for almost 9 days. They are hung up on verification of employment. They have employees that have no common s...

Provident Funding is asking to come up with over $2700 as closing cost to refinance $141,000 loan balance, over 1.9 points. I certainly would like to call this is not fair especial...

We refinanced through a mortgage broker with Provident Funding. Provident was extremely painful to deal with. Much like other reviewers have indicated they had a laundry list ...

I mailed my November payment 17 days in advance. On the 20th i received a notice that payment had not been made. Either the post office or Provident lost it. I immediately maile...

Talk about corporate greed. I ended up paying $105 in late and additional charges because I miss-wrote the payment amount on my check even thought the dollar amount was correct? ...

I feel like I could just copy paste a lot of what is written here about provident funding. I was cleared to close on a new home through this "bank", drove through the night, 500 mi...

Provident purchased my loan from E Loans (who was great to deal with). Unfortunately I have to agree that Provident is bad news. Provident is unyielding and blood sucking for sure ...

I started a refi process 3 months ago with Provident Funding and after multiple requests for tax returns, bank statements, they couldn't even say if the refi is approved and contin...

Provident Funding would not cooperate in refinancing and most recently in waiving late fee We were not late with any of our payments for 2+ years, our income went up...

Provident Funding is the most incompetent, unreasonable and bloodsucking lender I've ever dealt with. I applied for refinance with them in early August 2011 and locked in my rate r...

Make sure who your lender is, not just the mortgage company. I initiated a loan through Seckel Capital who in turn obtained financial with Provident Funding. I have never felt like...

Incident: I wanted to refinance my home again (this is my third time) to take advantage of the new low interest rates. I also requested $4000. extra on the loan in order to ...

On Augst 3rd 2011 I started a refinance with provident funding. My credit score of 800, low debt ratio (total including mort. 22%), 14 years same employer, assets in 401k and savin...

If you're reading this, you've probably experienced everything that was said about them. I certainly didn't know these things can happen until our dream house was in jeopardy. What...

Like others, we almost lost our loan because of ridiculous requests that seemed designed to prevent the loan from funding (we were too well-qualified to deny us on that count). We...